Pay Yourself First

You may be familiar with Robert Kiyosaki’s words:

“Pay yourself first.”

The author of Rich Dad Poor Dad was talking about money, of course – the concept of funding your future investments before you pay others what you owe them.  His instruction was to make 100% sure that your future is secure and you’re moving forward.

We can apply this to another resource – a resource far more precious than money: time.

Let’s look at my life before I embraced this idea.  It felt “busy,” which we know is synonymous with “out of control,” carries a victim mindset, and sometimes has a heavy dose of self-importance.  I was jumping out of bed in the morning, dashing through my morning routines, schlepping my son off to school, and running to work.  Everyone at the company I worked for was running around in reaction mode – there was always a fire to put out – and I didn’t do the work to avoid that in my own position.  I just joined them.  After a full day of reacting, I’d dash back home, collect my kiddo, throw something together for dinner, get him to bed, then waste a few hours “unwinding” before going to sleep.

This is the same dance the majority of the working class in our country does every day.  We go through the motions and we don’t ask why.  When we realize we’re in the same place as we were a year ago, it doesn’t feel good – but we didn’t do anything to change it.

When I say that I ‘pay myself first,’ I mean that I have reorganized my life.  I have taken ownership of my time.  As the fantastic Jocko Willink says,

Discipline = Freedom

These days I wake between 4 and 5 in the morning.  I’ve found that I do my best, most productive work when I’m fresh (and with a little coffee).  I get up, do something with my body – yoga, kettlebell swings, HIIT, even just rolling around on the floor with a couple tennis balls under my back.  The endorphins wake my brain up.  Then I settle in with a cup of coffee and write a page, or a blog post.  After I pay ‘future Veronica’ with this time spent on changing my life, I do a couple of odds and ends.  Research to help clients, website work, marketing, etc.

After that I get myself ready for my day job, get my munchkin off to school, and head to work.  I’ve spent enough time now taking ownership of my territory that I have time built in to my schedule to handle unforeseen circumstances.  I no longer function by ‘putting out fires’ all day long, because I’ve intentionally created a degree of separation – my buffer of time.  I can respond to my clients, management team, and co-workers when they need additional attention, but I no longer have to react to them and throw off my whole schedule.  I also have spent time figuring out how to make my hours even more productive by consuming information during every mentally-free moment.

The evening is just as important as the morning.  When I get home with my kiddo we each have a few jobs to do – he unpacks his backpack and puts away his school things, bringing me anything sent home from school.  I pack our lunches for the next day.  We both lay our clothes out.  I usually cook a few things on Sundays so we have easy and healthy dinners for the week.

Then it’s bedtime.  After my son goes to bed, I do too.  I know that I typically need 7-8 hours of sleep to feel my best, so I have made this a priority.  If I go to bed late I know I may not have the discipline to get up at 4:30.

My weekends are just as planned.  I fit my social engagements around my prime working hours.  I prioritize exercise and personal projects.

I say no.  A lot.

Discipline doesn’t have to be boring, though!  As T. Harv Eker says, “Rich people choose both.”  Interpret this – he’s talking about money, I’m talking about EVERYTHING.  Get creative.  Having a hard time maintaining friendships and getting a workout in?  Invite friends to work out with you.  Need to do yard work and read a book to move yourself forward mentally?  Get an audiobook and bluetooth headset.

Don’t try to multitask in the wrong way, though – pick one physical activity and one mental activity to combine.  You can’t be effective if you spread yourself too thin.

Just remember: to find your version of success, you must pay yourself first.  Make this non-negotiable.

Figure out your prime hours for productivity.  Decide where you want to take your life.  Find the path.  Hold the line.

Pay yourself first.

One Reply to “Pay Yourself First”

  1. I love this post. I am trying the same sort of restructuring of my time and it is changing my life!!! I take the time I need to do any business, planning or research, correspondence and writing. Because I take that time for me the rest of my day falls into place. Genius!!!

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